
	Finding the right home at the right price is just one aspect of a real estate transaction. Bobby Rowe with John Doran Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 727-461-9142 if your needs include a professional REALTOR^® experienced in the business side of real estate.

Expected closing costs

There are certain ordinary costs linked to closing the sale of a house. These expenses are commonly split between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Closing costs that are loan-related (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes commonly paid at closing (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the very best sales price, but I'll also push for limited closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: If you're purchasing a house in Pinellas County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not startled when you reach closing time. I'll be happy to look at the GFE with you, answering your questions and highlighting any estimates in question.

* MOL = More or Less